Veterans & Military Financing

Honoring your service with expert guidance on VA loans and military-specific benefits for buying a home in Central Florida.

VA Home Loan Benefits

The VA home loan is one of the most powerful benefits available to those who have served. Backed by the Department of Veterans Affairs, VA loans offer terms that no conventional mortgage can match — making homeownership accessible and affordable for veterans, active-duty service members, and eligible surviving spouses.

Central Florida is home to multiple military installations and a large veteran population. Jonathan Fitzgerald is experienced in VA transactions and dedicated to helping those who served find their perfect home.

Key VA Loan Advantages

Zero Down Payment

Purchase a home with no down payment required — the #1 advantage of VA loans.

No PMI

No private mortgage insurance, saving you hundreds per month compared to conventional loans.

Competitive Rates

VA loans typically offer lower interest rates than conventional and FHA mortgages.

Flexible Qualification

More lenient credit and debt-to-income requirements than most conventional loans.

Reusable Benefit

VA loan entitlement can be used multiple times throughout your lifetime.

Limited Closing Costs

VA limits the closing costs veterans can be charged, and sellers can pay them.

Who Is Eligible?

Veterans who meet minimum service requirements
Active-duty service members
National Guard and Reserve members (with qualifying service)
Surviving spouses of veterans who died in service or from service-connected disability
Current or former members of the Public Health Service and NOAA

Veterans Home Buying Consultation

Let Jonathan connect you with VA-experienced lenders and find your next home.

By submitting this form, you consent to be contacted by Jonathan Fitzgerald and Charles Rutenberg Real Estate by phone, text message, or email regarding your real estate inquiry, including through automated technology. Consent is not a condition of any purchase. Message and data rates may apply. Your information is kept confidential and is never sold or shared with third parties.

Thank You for Your Service

Jonathan Fitzgerald is honored to help veterans and military families achieve homeownership in Central Florida.