Doctors & Medical Professional Financing

Specialized loan programs designed for physicians and medical professionals, with unique benefits that recognize your earning potential.

Physician Loan Programs

Medical professionals face unique financial challenges — student loan debt, residency transitions, and deferred income. Physician loan programs are specifically designed to address these challenges, offering terms that conventional loans don't.

Central Florida's Lake Nona Medical City, Orlando Health, AdventHealth, and numerous medical practices make Orlando a major healthcare hub. Jonathan Fitzgerald understands the medical professional market and connects you with the right lending partners.

Key Benefits

Low or No Down Payment

Many programs offer 0-10% down on loans up to $1M+, vs. 20% conventional.

No PMI

Skip private mortgage insurance even with less than 20% down, saving hundreds monthly.

Student Loan Flexibility

Lenders may exclude or use income-based repayment amounts for DTI qualification.

Future Income Qualifying

Some programs allow new attendings to qualify based on employment contracts, not current pay stubs.

Who Qualifies?

Medical Doctors (MD)
Doctors of Osteopathy (DO)
Dentists (DDS/DMD)
Podiatrists (DPM)
Optometrists (OD)
Veterinarians (DVM)
Residents & Fellows
Nurse Practitioners (NP)
Physician Assistants (PA)
Pharmacists (PharmD)

Medical Professional Consultation

Jonathan connects you with lenders who specialize in physician financing.

By submitting this form, you consent to be contacted by Jonathan Fitzgerald and Charles Rutenberg Real Estate by phone, text message, or email regarding your real estate inquiry, including through automated technology. Consent is not a condition of any purchase. Message and data rates may apply. Your information is kept confidential and is never sold or shared with third parties.

Medical Professional? Let's Talk.

Jonathan Fitzgerald helps doctors and medical professionals navigate special financing to find their ideal Central Florida home.