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1031 Exchange

Defer capital gains taxes by reinvesting proceeds into like-kind property.

A 1031 exchange (named for Section 1031 of the IRS code) allows real estate investors to sell an investment property and defer paying capital gains taxes — provided the proceeds are reinvested into a “like-kind” property within specific timelines. It’s one of the most powerful tools for growing a real estate portfolio.

Timing and compliance are everything with a 1031 exchange. Jonathan Fitzgerald coordinates with your qualified intermediary and moves quickly to help you identify and close on replacement Central Florida property inside the IRS deadlines.

How It Works

1

Sell Your Investment Property

List and sell your current investment property with Jonathan’s guidance on pricing and positioning.

2

Use a Qualified Intermediary

Proceeds are held by a qualified intermediary — you cannot take possession of the funds without triggering taxes.

3

Identify Replacement Property

You have 45 days to formally identify replacement property. Jonathan lines up strong candidates in advance.

4

Close Within 180 Days

Complete the purchase of the replacement property within 180 days to fully defer your capital gains.

Key Benefits

Defer Capital Gains

Keep more equity working for you instead of paying taxes at sale.

Build Portfolio Faster

Reinvest full proceeds to trade up into larger or better-located assets.

Reposition Holdings

Exchange into property types or markets that better fit your current goals.

Wealth Compounding

Repeated exchanges let gains compound tax-deferred over decades.

Important Considerations

Strict deadlines: 45 days to identify and 180 days to close — missing either disqualifies the exchange.

Both the sold and purchased properties must be held for investment or business use.

A qualified intermediary is required — you may never take direct receipt of the sale proceeds.

Replacement property must be of equal or greater value to fully defer taxes. Consult your tax advisor.

This information is for general educational purposes only and does not constitute legal, tax, or financial advice. Consult a qualified professional before making investment decisions.

Talk Strategy With Jonathan

Share your investment goals and Jonathan will help you put this strategy to work in Central Florida.

By submitting this form, you consent to be contacted by Jonathan Fitzgerald and Charles Rutenberg Real Estate by phone, text message, or email regarding your real estate inquiry, including through automated technology. Consent is not a condition of any purchase. Message and data rates may apply. Your information is kept confidential and is never sold or shared with third parties.

Planning a 1031 Exchange?

Jonathan Fitzgerald helps investors sell and reinvest in Central Florida property within 1031 timelines.